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Jewel360 vs. Lightspeed:
The complete comparison for jewelry store owners

Lightspeed is one of the bigger names in retail POS, with strong omnichannel tools and a large supplier network.

Jewel360 is purpose-built for jewelry retail, with serialized inventory, repair management, and vendor integrations designed for how jewelers actually work.

But they're built for different kinds of stores. Here's the full breakdown.

Last updated: March 2026

lightspeed v jewel hero

In a nutshell:
Lightspeed vs. Jewel360

Feature-rich general retail POS with
jewelry catalog access

Lightspeed

Lightspeed is a general retail POS that serves clothing stores, bike shops, golf courses, restaurants, and everything in between.

It has a dedicated jewelry landing page and offers 80+ pre-loaded supplier catalogs (including Stuller and Tacori) through its NuORDER wholesale network.

But the platform wasn't built for jewelry from the ground up. Core jewelry workflows like consignment tracking, trade-in management, and custom design processes aren't native to the system.

 

Purpose-built for jewelry stores, from inventory to repairs

Jewel360

Jewel360 was designed specifically for the challenges jewelry stores face every day.

Serialized inventory tracking, repair ticket management, GIA certificate integration, appraisal workflows, and direct vendor connections with Stuller, Geller's Blue Book, and Jewelers Mutual are built into the platform, not bolted on as third-party add-ons.

 

Lightspeed: Pricing

Hardware

Lightspeed runs on iPads and desktop browsers. They're an authorized Apple reseller, so you can buy iPads directly from them. Payment terminals range from $49 (mobile reader) to $399 (smart terminal with printer).

Full hardware kits are quote-based. You can use your own iPad or computer, but payment terminals must be Lightspeed-compatible models.

Software

Three tiers: Basic ($89/month billed annually, $109 month-to-month), Core ($149/$179), and Plus ($289/$339).

All plans include POS, inventory management, built-in e-commerce, NuORDER wholesale access, loyalty programs, advanced reporting, and API access.

Accounting integrations (QuickBooks, Xero) require the Core plan or above.

Annual billing saves roughly 20%, but annual contracts carry early-termination fees if you cancel before the term ends.

 

Payment processing

Here's where Lightspeed gets complicated. In-person rates are 2.6% + $0.10 per transaction. Online transactions run 2.9% + $0.30.

But Lightspeed now requires all new merchants to use Lightspeed Payments. If you use a third-party processor, they charge a $400/month penalty fee ($4,800/year).

You can't negotiate your own rates with a preferred processor without paying that surcharge.

Jewel360: Pricing

Hardware

Because Jewel360 runs entirely in the cloud, there's no proprietary terminal to buy. Use the computers, tablets, or phones you already own.

If you need peripherals — barcode scanners, receipt printers, label printers — you can configure a bundle through the online build-and-price tool instead of buying a pre-set kit.

 

Software

Jewel360 offers three plans: Startup ($199/month), Core, and Plus. The Startup plan covers POS, web integration, integrated payments, Jewelers Mutual Care Plan, Clientbook, product catalogs, basic reporting, e-commerce fulfillment, and unlimited support.

Core provides the jewelry-specific depth: serialized inventory with stone management, repair and custom order tracking, appraisals, GIA certificate integration, commission tracking, and QuickBooks sync.

Plus scales for growing businesses with multi-location management, native email and text marketing, Avalara tax automation, Shopify sync, and custom reporting.

 

Payment processing

Every plan includes integrated payment processing. Rates are quoted to your store based on volume and transaction profile — and there's no penalty if you'd rather bring your own processor.

What a jewelry store actually pays

Lightspeed's $89/month starting price is appealing, but most jewelry stores will need the Core ($149/mo) or Plus ($289/mo) plan to get accounting integrations and the feature depth they need.

And then there are the processing fees.

Say your jewelry store processes $500,000 in annual card sales. At Lightspeed's 2.6% + $0.10 rate, you're paying roughly $13,500/year in processing fees, and you can't shop for better rates without paying the $400/month penalty. That's $4,800/year just for the right to use a different processor.

On a $5,000 engagement ring, Lightspeed takes $130.10 per transaction. On a $10,000 custom piece, that's $260.10. High-ticket jewelry means high processing costs at flat-rate pricing.

Jewel360 starts at $199/month with jewelry-specific features included. Processing rates are custom-quoted based on volume, which means higher-volume stores can negotiate better rates without surcharges.

 

Jewel360 vs. Square:
Full feature comparison

*If you encounter inaccuracies or require updates, please contact us.

Lightspeed
Jewel360
Cloud-based access

Cloud-based software lets you access your store from anywhere, at any time.

Yes
Yes
No long-term contracts

Getting locked into a multi-year contract limits your flexibility.

Yes
Yes
Serialized inventory management

Every piece of jewelry in your store is unique. Your POS needs to track each item individually.

Yes
Yes
Repair & custom order tracking

Repairs and custom orders are a significant revenue stream for most jewelry stores. Managing them well keeps customers coming back.

No
Yes
Appraisal management

Appraisals generate revenue and build trust. Managing certificates and valuations efficiently matters.

Yes
Yes
Jewelry-specific vendor integrations

Direct connections to your suppliers keep pricing current and ordering simple.

No
Yes
Trade in & consignment management

Buying estate jewelry, handling scrap, and managing consignment pieces are daily operations for many jewelers.

No
Yes
Mulitchannel selling

Selling online and in-store from a single system keeps inventory accurate and operations streamlined.

Yes
Yes
Customer relationship management (CRM)

Your best customers come back for anniversaries, birthdays, and milestones. Knowing their preferences and history matters.

Yes
Yes
Employee commission tracking

Jewelry sales teams run on commission. Accurate tracking motivates your team and ensures fair compensation.

Yes
Yes
Third-party integrations

Connecting your POS to accounting, insurance, and marketing tools saves time and reduces errors.

Yes
Yes
Layaway and special financing

High-ticket jewelry purchases often need flexible payment options.

Yes
Yes
Reporting & analytics

Knowing what's selling, what's sitting, and where your margins are strongest helps you make better buying decisions.

Yes
Yes
Multilocation management

Your customers pay in different ways. Your POS needs to accept all of them.

Yes
Yes
Lightspeed
Jewel360
Cloud-based access

Cloud-based software lets you access your store from anywhere, at any time.

Yes
Yes
No long-term contracts

Getting locked into a multi-year contract limits your flexibility.

Yes
Yes
Serialized inventory management

Every piece of jewelry in your store is unique. Your POS needs to track each item individually.

Yes
Yes
Repair & custom order tracking

Repairs and custom orders are a significant revenue stream for most jewelry stores. Managing them well keeps customers coming back.

No
Yes
Appraisal management

Appraisals generate revenue and build trust. Managing certificates and valuations efficiently matters.

Yes
Yes
Jewelry-specific vendor integrations

Direct connections to your suppliers keep pricing current and ordering simple.

No
Yes
Trade in & consignment management

Buying estate jewelry, handling scrap, and managing consignment pieces are daily operations for many jewelers.

No
Yes
Mulitchannel selling

Selling online and in-store from a single system keeps inventory accurate and operations streamlined.

Yes
Yes
Customer relationship management (CRM)

Your best customers come back for anniversaries, birthdays, and milestones. Knowing their preferences and history matters.

Yes
Yes
Employee commission tracking

Jewelry sales teams run on commission. Accurate tracking motivates your team and ensures fair compensation.

Yes
Yes
Third-party integrations

Connecting your POS to accounting, insurance, and marketing tools saves time and reduces errors.

Yes
Yes
Layaway and special financing

High-ticket jewelry purchases often need flexible payment options.

Yes
Yes
Reporting & analytics

Knowing what's selling, what's sitting, and where your margins are strongest helps you make better buying decisions.

Yes
Yes
Multilocation management

Your customers pay in different ways. Your POS needs to accept all of them.

Yes
Yes

What do real jewelry store owners say?

Lightspeed reviews

Lightspeed has a 3.9 rating on Capterra and a 4.0 rating on G2.

Lightspeed's ratings come from retailers across every industry. Positive themes include strong inventory management, the pre-loaded supplier catalogs, and feature depth.

Negative themes appear consistently: the $400/month third-party processing penalty, early termination fees documented in the $14,000-$15,000 range, undisclosed rate increases on payment processing, and declining support quality (long wait times, bouncing between departments).

Lightspeed is not BBB accredited, with 5 unresolved complaints on file.

Jewel360 reviews

Jewel360 has a 5.0 rating on Capterra and a 4.7 rating on Google, but reviews are from jewelry store owners.

Jewel360's customer base is growing steadily among jewelers who've hit the ceiling with general-purpose POS platforms or are migrating off legacy on-premise systems.

The recurring themes in reviews: the software actually understands jewelry workflows out of the box, and the support team speaks the industry's language without a script.

 

Onboarding & support

Switching POS systems can feel overwhelming. The right support shortens the learning curve and gets you back to selling faster.

lightspeed support

Lightspeed

Lightspeed provides live onboarding sessions for new customers, with self-service resources including a help center, community forum, and knowledge base.

Support is available 24/7 by phone, chat, and email on all plans.

That said, the support team handles every type of Lightspeed customer, from bike shops to restaurants to golf courses.

Multiple reviewers report declining support quality, with wait times exceeding an hour for phone support and complex issues bouncing between departments. One longtime customer (11 years, originally on ShopKeep before Lightspeed acquired it) reported switching POS systems after the support experience deteriorated.

Jewel360

Every Jewel360 customer gets paired with a Customer Success Manager who runs point on the entire transition — configuring hardware, training your team, and importing your existing inventory.

The support staff works exclusively with jewelry stores, which means they understand the difference between a memo shipment and a consignment piece without you having to explain it.

That matters when your inventory import involves thousands of serialized pieces with stone attributes, GIA certificates, and vendor catalog data. Jewel360's team migrates that data for you and sets up your workflows — repairs, consignment, and vendor ordering — before you go live.

Phone and email support stays unlimited on every plan, with no tiered access or seasonal wait times.

jewel360 support

Which POS system
is right for your jewelry store?

Lightspeed and Jewel360 are built for fundamentally different types of stores.

Lightspeed makes sense if you:


  • Prioritize omnichannel selling across your website, marketplaces, and social channels
  • Want access to 80+ pre-loaded supplier catalogs through NuORDER
  • Run multiple locations and need robust cross-location inventory management
  • Don't need deep jewelry-specific workflows like consignment, trade-ins, or native appraisals
  • Are comfortable with flat-rate processing at 2.6% on high-ticket items and annual contracts

Jewel360 makes sense if you:


  • Need your POS to track every diamond, gemstone, and metal piece by serial number — not just by SKU
  • Run repairs, custom orders, and appraisals as core revenue streams, not side jobs
  • Want Stuller, Jewelers Mutual, and Clientbook connected natively instead of through workarounds
  • Don't want to sign an annual contract or pay $4,800/year for the right to choose your own processor
  • Prefer rates that reflect your actual volume rather than a flat 2.6% on every $5,000+ sale

Want to see the difference?

Comparison pages can only tell you so much.
The best way to know if a POS system works for your store is to see it handle your products, your workflow, and your day-to-day.

Frequently asked questions

Does Lightspeed work for jewelry stores?

Lightspeed can handle basic jewelry retail operations, including serialized inventory tracking, customer profiles, and repair tracking through its services module. It also offers access to 80+ jewelry supplier catalogs through NuORDER.

But it's a general retail POS adapted for jewelry, not a purpose-built jewelry system. Consignment management, trade-in workflows, native appraisals, and GIA certificate integration aren't built into the platform.

How much does Lightspeed actually cost for a jewelry store?

Lightspeed's Base plan starts at $89/month (annual billing), but most jewelry stores need the Core ($149/mo) or Plus ($289/mo) plan. Add in the mandatory Lightspeed Payments processing at 2.6% + $0.10 per transaction, and a store processing $500,000/year in card sales pays roughly $13,500 in processing fees alone. Using a third-party processor adds a $400/month ($4,800/year) penalty.

Jewel360 starts at $199/month with custom-quoted processing rates and no processor penalties.

Can I use my own payment processor with Lightspeed?

Technically, yes, but Lightspeed charges a $400/month penalty ($4,800/year) for using a third-party processor. New customers must use Lightspeed Payments.

For high-ticket jewelry sales, this means you're locked into their flat 2.6% rate and can't negotiate lower rates based on your volume.

Does Lightspeed integrate with Stuller?

Lightspeed offers access to Stuller's product catalog through its NuORDER wholesale network, allowing you to browse and import product data (UPC, MSRP, descriptions, images).

Jewel360 integrates directly with Stuller, allowing you to push order details directly to the vendor and import pricing without manual entry.

What happens if I want to cancel Lightspeed?

If you're on an annual contract, early termination fees equal the remaining value of your contract.

You need to provide 30 days' written notice, and your data is permanently deleted upon cancellation.

Jewel360 has no long-term contracts and no early termination fees.

Does Lightspeed handle jewelry repairs and custom orders?

Lightspeed has a services module for creating, assigning, and tracking repairs from a single page. It covers basic repair tracking, but it wasn't designed around jewelry-specific repair workflows.

Jewel360 includes integrated repair management with job templates, automated customer notifications at each stage, image uploads, and remote ticket management.

Which system is better for multi-location jewelry stores?

Both handle multi-location operations. Lightspeed is built for multi-store retail with real-time inventory sync, stock transfers, and cross-location reporting as core features.

Jewel360 supports multi-location management on the Plus plan with centralized inventory and customer data.

Lightspeed has the edge in breadth of multi-location tools; Jewel360 has the edge in jewelry-specific depth at each location.